The CentAccount program lets you earn money onto your own personalized pre-paid MasterCard simply by doing things that help you stay healthy!  Your card is accepted at most local pharmacies and stores. This is not a credit card. It is a card pre-paid by IlliniCare Health!

Healthy Behaviors

Earning rewards is easy! All you have to do is complete easy healthy behaviors. IlliniCare Health puts funds into your account for completing these behaviors (listed below). After you complete the first behavior, you will get your card. After completing more behaviors, funds are automatically loaded to the card. You will also receive a postcard notifying you when additional rewards have been uploaded.

Health Risk Screening

Complete a health risk screening and earn $10. A health risk screening is mailed in the new member packet. There is a postage paid envelope to mail the form back. Or you can complete when a plan representative calls. You can also complete it online. Only one health risk screening, or $10 incentive, can be earned per member.

PCP Visit

Go to your primary care provider (PCP) one time a year (annual visit) and earn $20. You can earn $20 every 12 months for visiting your PCP.

Pregnancy Visits

Pregnant members can also earn incentives for performing healthy behaviors during their pregnancy through the Start Smart for Your Baby program. To enroll in the program, and be eligible for CentAccount rewards, members (or their doctor) must fill out a notification of pregnancy form. You can fill this out and mail back to us at:

Start Smart  Program – IlliniCare Health

7700 Forsyth Blvd.

St. Louis, MO 63105

Or you can call us at 866-329-4701. Once enrolled, you will receive information on how to earn CentAccount rewards. You will also get information on having a healthy pregnancy and baby!

Getting Started

You can start earning rewards as soon as you become a member! After you complete a healthy behavior a CentAccount card will be mailed to you automatically.  New rewards will be added to the card when you complete other healthy behaviors.

To check your account balance, call (866) 809-1091. To see a full list of items you can purchase with your CentAccount card, click here.